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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,581 | $46,877+48.4% | $122,354-43.1% | $70,126-0.8% |
| Participation rate | 23.7% | 58.2%-34.5pp | 71.6%-48.0pp | 69.5%-45.9pp |
| Annual return | 14.36% | 24.22%-9.9pp | 30.28%-15.9pp | 73.15%-58.8pp |
| Employer contribution / active EE | $514 | $1,288-60.1% | $4,051-87.3% | $2,343-78.1% |
| Participant deferral / active EE | $964 | $2,167-55.5% | $3,287-70.7% | $3,332-71.1% |
| Admin fee / account holder | $5,971 | $3,324+79.7% | $5,479+9.0% | $4,645+28.5% |