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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,362 | $53,774+21.5% | $134,162-51.3% | $79,856-18.2% |
| Participation rate | 30.2% | 58.8%-28.5pp | 72.2%-42.0pp | 69.6%-39.4pp |
| Annual return | 17.18% | 19.01%-1.8pp | 36.35%-19.2pp | 31.71%-14.5pp |
| Employer contribution / active EE | $668 | $1,322-49.4% | $3,705-82.0% | $2,471-73.0% |
| Participant deferral / active EE | $906 | $2,420-62.6% | $3,500-74.1% | $3,741-75.8% |
| Admin fee / account holder | $499 | $3,985-87.5% | $6,685-92.5% | $5,306-90.6% |