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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $246,441 | $136,860+80.1% | $120,344+104.8% | $154,746+59.3% |
| Participation rate | 100.0% | 79.9%+20.1pp | 76.7%+23.3pp | 80.7%+19.3pp |
| Annual return | 11.83% | 21.38%-9.5pp | 20.30%-8.5pp | 172.34%-160.5pp |
| Employer contribution / active EE | $12,092 | $3,533+242.2% | $3,020+300.4% | $4,379+176.1% |
| Participant deferral / active EE | $5,755 | $5,793-0.7% | $5,135+12.1% | $6,730-14.5% |
| Admin fee / account holder | $35,835 | $15,393+132.8% | $12,742+181.2% | $14,365+149.5% |