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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $246,441 | $124,425+98.1% | $112,040+120.0% | $137,256+79.5% |
| Participation rate | 100.0% | 79.3%+20.7pp | 76.5%+23.5pp | 80.0%+20.0pp |
| Annual return | 11.83% | 24.72%-12.9pp | 24.52%-12.7pp | 220.34%-208.5pp |
| Employer contribution / active EE | $12,092 | $3,411+254.5% | $2,954+309.3% | $4,156+190.9% |
| Participant deferral / active EE | $5,755 | $5,718+0.6% | $5,098+12.9% | $6,407-10.2% |
| Admin fee / account holder | $35,835 | $15,207+135.7% | $12,098+196.2% | $12,270+192.0% |