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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,795 | $88,707+2.4% | $74,184+22.4% | $273,972-66.9% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.6%+23.4pp | 83.0%+17.0pp |
| Annual return | 6.09% | 11.94%-5.9pp | 17.74%-11.6pp | 41.46%-35.4pp |
| Employer contribution / active EE | $9,090 | $3,159+187.7% | $2,370+283.5% | $4,869+86.7% |
| Participant deferral / active EE | $4,681 | $4,212+11.1% | $3,550+31.9% | $5,287-11.5% |
| Admin fee / account holder | $51,473 | $8,717+490.5% | $5,586+821.5% | $10,133+408.0% |