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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $146,800 | $100,792+45.6% | $86,691+69.3% | $134,509+9.1% |
| Participation rate | 85.7% | 78.9%+6.8pp | 76.6%+9.1pp | 81.2%+4.5pp |
| Annual return | -16.00% | 29.08%-45.1pp | 35.94%-51.9pp | 418.13%-434.1pp |
| Employer contribution / active EE | $16,238 | $3,491+365.2% | $2,837+472.4% | $4,741+242.5% |
| Participant deferral / active EE | $3,941 | $5,339-26.2% | $4,656-15.4% | $6,400-38.4% |
| Admin fee / account holder | $19,958 | $10,924+82.7% | $7,492+166.4% | $11,427+74.7% |