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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $118,060 | $92,219+28.0% | $76,768+53.8% | $135,379-12.8% |
| Participation rate | 100.0% | 79.8%+20.2pp | 77.0%+23.0pp | 82.6%+17.4pp |
| Annual return | -7.03% | 5.46%-12.5pp | 2.43%-9.5pp | 519.79%-526.8pp |
| Employer contribution / active EE | $14,299 | $3,216+344.6% | $2,485+475.4% | $4,779+199.2% |
| Participant deferral / active EE | $3,961 | $4,508-12.1% | $3,852+2.8% | $5,609-29.4% |
| Admin fee / account holder | $9,746 | $10,749-9.3% | $6,675+46.0% | $10,828-10.0% |