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| Provider | Service type | Compensation |
|---|---|---|
Filed as: EMPOWER RETIREMENT ADVISORY SERVICE Service code 28 8515 EAST ORCHARD RD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $8,359 |
Service code 60 · EIN 04-2647786 | Sub-TA Fees | $741 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,677 | $55,453-37.5% | $170,435-79.7% | $62,293-44.3% |
| Participation rate | 61.1% | 66.4%-5.3pp | 83.6%-22.5pp | 69.5%-8.4pp |
| Annual return | 15.57% | 21.38%-5.8pp | 205.94%-190.4pp | 28.90%-13.3pp |
| Employer contribution / active EE | $1,170 | $2,164-45.9% | $5,432-78.5% | $2,042-42.7% |
| Participant deferral / active EE | $2,854 | $2,303+24.0% | $4,939-42.2% | $3,169-9.9% |
| Admin fee / account holder | $381 | $455-16.3% | $13,881-97.3% | $479-20.6% |