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| Provider | Service type | Compensation |
|---|---|---|
OPPENHEIMER1 year Filed as: OPPENHEIMER & CO INC Service code 27 · EIN 13-5657518 | Advisory (Plan) | $16,425 |
Service code 37 · EIN 04-2647786 | Loan Processing | $15,927 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,224 | $47,977-37.0% | $154,108-80.4% | $56,289-46.3% |
| Participation rate | 56.4% | 66.2%-9.7pp | 83.0%-26.6pp | 69.9%-13.4pp |
| Annual return | -4.80% | 3.54%-8.3pp | 735.21%-740.0pp | -9.96%+5.2pp |
| Employer contribution / active EE | $1,067 | $2,169-50.8% | $5,298-79.9% | $2,111-49.5% |
| Participant deferral / active EE | $2,747 | $2,392+14.9% | $5,081-45.9% | $3,350-18.0% |
| Admin fee / account holder | $163 | $438-62.7% | $13,411-98.8% | $521-68.6% |