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| Provider | Service type | Compensation |
|---|---|---|
OPPENHEIMER5 years Filed as: OPPENHEIMER & CO INC Service code 27 · EIN 13-5657518 | Advisory (Plan) | $24,329 |
Service code 37 · EIN 04-2647786 | Loan Processing | $21,972 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,141 | $65,125-38.4% | $143,797-72.1% | $66,949-40.0% |
| Participation rate | 45.5% | 65.2%-19.7pp | 80.3%-34.8pp | 69.8%-24.3pp |
| Annual return | -17.08% | -11.13%-5.9pp | -0.04%-17.0pp | 1.57%-18.6pp |
| Employer contribution / active EE | $1,060 | $2,362-55.1% | $4,952-78.6% | $2,545-58.3% |
| Participant deferral / active EE | $2,882 | $2,920-1.3% | $5,638-48.9% | $4,239-32.0% |
| Admin fee / account holder | $237 | $503-52.8% | $14,679-98.4% | $594-60.0% |