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| Provider | Service type | Compensation |
|---|---|---|
OPPENHEIMER6 years Filed as: OPPENHEIMER & CO INC Service code 27 · EIN 13-5657518 | Advisory (Plan) | $23,790 |
Service code 37 · EIN 04-2647786 | Loan Processing | $21,280 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,922 | $61,391-13.8% | $149,723-64.7% | $71,529-26.0% |
| Participation rate | 46.7% | 62.5%-15.8pp | 78.8%-32.1pp | 67.9%-21.2pp |
| Annual return | 16.87% | 35.88%-19.0pp | 134.50%-117.6pp | 28.97%-12.1pp |
| Employer contribution / active EE | $1,046 | $2,384-56.1% | $4,821-78.3% | $2,590-59.6% |
| Participant deferral / active EE | $2,900 | $2,921-0.7% | $5,682-49.0% | $4,291-32.4% |
| Admin fee / account holder | $250 | $1,264-80.2% | $13,215-98.1% | $1,588-84.2% |