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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $295,265 | $135,956+117.2% | $123,894+138.3% | $273,972+7.8% |
| Participation rate | 92.3% | 84.1%+8.2pp | 81.4%+10.9pp | 83.0%+9.3pp |
| Annual return | 9.71% | 56.63%-46.9pp | 47.52%-37.8pp | 41.46%-31.7pp |
| Employer contribution / active EE | $5,385 | $5,170+4.2% | $4,617+16.6% | $4,869+10.6% |
| Participant deferral / active EE | $7,103 | $6,343+12.0% | $5,984+18.7% | $5,287+34.3% |
| Admin fee / account holder | $24,400 | $9,817+148.5% | $8,357+192.0% | $10,133+140.8% |