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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $311,120 | $155,555+100.0% | $146,866+111.8% | $155,188+100.5% |
| Participation rate | 86.7% | 84.0%+2.7pp | 82.5%+4.2pp | 80.8%+5.9pp |
| Annual return | 6.01% | 115.41%-109.4pp | 102.85%-96.8pp | 148.84%-142.8pp |
| Employer contribution / active EE | $6,496 | $4,647+39.8% | $4,425+46.8% | $4,248+52.9% |
| Participant deferral / active EE | $9,399 | $8,044+16.8% | $7,759+21.1% | $6,531+43.9% |
| Admin fee / account holder | $135,454 | $14,755+818.0% | $13,620+894.5% | $14,480+835.5% |