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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $399,742 | $157,304+154.1% | $141,197+183.1% | $152,909+161.4% |
| Participation rate | 78.6% | 84.8%-6.3pp | 82.5%-3.9pp | 82.5%-3.9pp |
| Annual return | 12.29% | 64.34%-52.1pp | 71.41%-59.1pp | 345.46%-333.2pp |
| Employer contribution / active EE | $5,357 | $5,263+1.8% | $4,736+13.1% | $4,764+12.5% |
| Participant deferral / active EE | $4,601 | $7,111-35.3% | $6,710-31.4% | $5,851-21.4% |
| Admin fee / account holder | $9,977 | $12,126-17.7% | $10,265-2.8% | $11,601-14.0% |