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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $457,484 | $160,040+185.9% | $147,096+211.0% | $145,877+213.6% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 25.32% | 98.49%-73.2pp | 419.75%-394.4pp | 551.28%-526.0pp |
| Employer contribution / active EE | $5,889 | $5,289+11.3% | $4,936+19.3% | $4,663+26.3% |
| Participant deferral / active EE | $9,653 | $8,429+14.5% | $8,071+19.6% | $6,691+44.3% |
| Admin fee / account holder | $11,613 | $15,050-22.8% | $13,005-10.7% | $13,402-13.3% |