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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $364,047 | $148,629+144.9% | $135,982+167.7% | $139,487+161.0% |
| Participation rate | 93.8% | 83.9%+9.9pp | 81.9%+11.8pp | 80.3%+13.4pp |
| Annual return | 1.55% | 79.33%-77.8pp | 68.32%-66.8pp | 373.84%-372.3pp |
| Employer contribution / active EE | $6,250 | $5,247+19.1% | $4,859+28.6% | $4,755+31.4% |
| Participant deferral / active EE | $7,951 | $8,102-1.9% | $7,760+2.5% | $6,713+18.4% |
| Admin fee / account holder | $19,035 | $12,406+53.4% | $10,767+76.8% | $11,407+66.9% |