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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $172,071 | $68,880+149.8% | $120,580+42.7% | $80,959+112.5% |
| Participation rate | 68.6% | 61.7%+6.9pp | 72.0%-3.4pp | 67.7%+0.9pp |
| Annual return | 11.33% | 23.68%-12.3pp | 107.48%-96.2pp | 35.67%-24.3pp |
| Employer contribution / active EE | $7,951 | $2,066+284.8% | $3,469+129.2% | $2,757+188.4% |
| Participant deferral / active EE | $10,212 | $3,191+220.1% | $4,995+104.4% | $4,300+137.5% |
| Admin fee / account holder | $1,842 | $5,785-68.2% | $9,418-80.4% | $6,925-73.4% |