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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,580 | $86,949+20.3% | $102,460+2.1% | $80,959+29.2% |
| Participation rate | 97.1% | 72.4%+24.8pp | 76.5%+20.6pp | 67.7%+29.5pp |
| Annual return | 10.44% | 18.89%-8.5pp | 29.47%-19.0pp | 35.67%-25.2pp |
| Employer contribution / active EE | $2,832 | $2,370+19.5% | $3,025-6.4% | $2,757+2.7% |
| Participant deferral / active EE | $2,421 | $4,121-41.3% | $5,056-52.1% | $4,300-43.7% |
| Admin fee / account holder | $8,606 | $8,048+6.9% | $9,460-9.0% | $6,925+24.3% |