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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,737 | $71,878+9.5% | $86,698-9.2% | $68,486+15.0% |
| Participation rate | 100.0% | 72.2%+27.8pp | 76.6%+23.4pp | 67.9%+32.1pp |
| Annual return | -12.86% | 3.53%-16.4pp | 35.95%-48.8pp | -7.85%-5.0pp |
| Employer contribution / active EE | $2,632 | $2,173+21.1% | $2,837-7.2% | $2,597+1.3% |
| Participant deferral / active EE | $2,416 | $3,779-36.1% | $4,656-48.1% | $4,028-40.0% |
| Admin fee / account holder | $3,367 | $6,113-44.9% | $7,493-55.1% | $5,404-37.7% |