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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,301 | $67,602+95.7% | $82,312+60.7% | $70,126+88.7% |
| Participation rate | 100.0% | 72.8%+27.2pp | 76.9%+23.1pp | 69.5%+30.5pp |
| Annual return | 9.69% | 21.57%-11.9pp | 25.88%-16.2pp | 73.15%-63.5pp |
| Employer contribution / active EE | $1,750 | $1,755-0.3% | $2,428-27.9% | $2,343-25.3% |
| Participant deferral / active EE | $1,601 | $2,987-46.4% | $3,706-56.8% | $3,332-52.0% |
| Admin fee / account holder | $2,389 | $4,512-47.0% | $5,608-57.4% | $4,645-48.6% |