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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,120 | $78,428+25.1% | $95,960+2.3% | $79,852+22.9% |
| Participation rate | 100.0% | 73.5%+26.5pp | 77.1%+22.9pp | 69.6%+30.4pp |
| Annual return | 6.75% | 19.37%-12.6pp | 91.63%-84.9pp | 31.72%-25.0pp |
| Employer contribution / active EE | $2,941 | $1,945+51.2% | $2,541+15.7% | $2,471+19.0% |
| Participant deferral / active EE | $2,115 | $3,440-38.5% | $4,167-49.2% | $3,740-43.4% |
| Admin fee / account holder | $30,584 | $5,622+444.0% | $6,797+350.0% | $5,306+476.4% |