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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $384,868 | $94,031+309.3% | $115,768+232.4% | $82,448+366.8% |
| Participation rate | 100.0% | 70.4%+29.6pp | 74.4%+25.6pp | 68.1%+31.9pp |
| Annual return | 17.29% | 20.61%-3.3pp | 100.46%-83.2pp | 41.64%-24.4pp |
| Employer contribution / active EE | $4,539 | $2,323+95.4% | $2,940+54.4% | $2,551+77.9% |
| Participant deferral / active EE | $6,523 | $3,972+64.2% | $4,917+32.7% | $4,139+57.6% |
| Admin fee / account holder | $13,727 | $10,249+33.9% | $12,439+10.4% | $7,234+89.8% |