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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $384,868 | $101,950+277.5% | $125,529+206.6% | $86,983+342.5% |
| Participation rate | 100.0% | 70.2%+29.8pp | 74.7%+25.3pp | 69.5%+30.5pp |
| Annual return | 17.29% | 18.29%-1.0pp | 202.56%-185.3pp | 25.83%-8.5pp |
| Employer contribution / active EE | $4,539 | $2,358+92.5% | $3,058+48.5% | $2,584+75.6% |
| Participant deferral / active EE | $6,523 | $3,862+68.9% | $4,813+35.5% | $4,194+55.5% |
| Admin fee / account holder | $13,727 | $12,791+7.3% | $16,298-15.8% | $7,856+74.7% |