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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $274,598 | $61,660+345.3% | $80,022+243.2% | $64,173+327.9% |
| Participation rate | 94.6% | 71.7%+22.9pp | 75.8%+18.8pp | 69.6%+25.0pp |
| Annual return | -4.44% | -0.33%-4.1pp | 11.22%-15.7pp | 7.63%-12.1pp |
| Employer contribution / active EE | $9,197 | $1,810+408.0% | $2,468+272.6% | $2,381+286.3% |
| Participant deferral / active EE | $6,275 | $2,968+111.4% | $3,686+70.2% | $3,470+80.8% |
| Admin fee / account holder | $14,789 | $5,417+173.0% | $6,521+126.8% | $4,887+202.6% |