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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $368,533 | $87,733+320.1% | $106,554+245.9% | $85,851+329.3% |
| Participation rate | 97.5% | 71.9%+25.6pp | 76.1%+21.4pp | 69.3%+28.2pp |
| Annual return | 15.29% | 21.86%-6.6pp | 26.80%-11.5pp | 318.63%-303.3pp |
| Employer contribution / active EE | $5,845 | $2,073+182.0% | $2,819+107.3% | $2,565+127.8% |
| Participant deferral / active EE | $5,362 | $3,469+54.6% | $4,398+21.9% | $3,952+35.7% |
| Admin fee / account holder | $22,102 | $6,767+226.6% | $7,408+198.3% | $6,261+253.0% |