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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $318,813 | $87,037+266.3% | $106,201+200.2% | $80,874+294.2% |
| Participation rate | 95.5% | 70.4%+25.0pp | 75.3%+20.2pp | 67.6%+27.8pp |
| Annual return | 13.73% | 17.05%-3.3pp | 116.26%-102.5pp | 35.62%-21.9pp |
| Employer contribution / active EE | $4,230 | $2,396+76.5% | $3,170+33.4% | $2,756+53.5% |
| Participant deferral / active EE | $6,237 | $3,986+56.5% | $5,012+24.4% | $4,297+45.1% |
| Admin fee / account holder | $40,436 | $8,434+379.4% | $11,039+266.3% | $6,935+483.0% |