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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $302,916 | $67,411+349.4% | $91,004+232.9% | $70,126+332.0% |
| Participation rate | 97.2% | 71.4%+25.9pp | 75.6%+21.6pp | 69.5%+27.7pp |
| Annual return | 14.20% | -40.16%+54.4pp | 4.60%+9.6pp | 73.15%-58.9pp |
| Employer contribution / active EE | $10,788 | $1,786+504.1% | $2,456+339.3% | $2,343+360.5% |
| Participant deferral / active EE | $6,001 | $2,823+112.6% | $3,548+69.2% | $3,332+80.1% |
| Admin fee / account holder | $7,757 | $4,236+83.1% | $5,417+43.2% | $4,645+67.0% |