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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $405,126 | $114,712+253.2% | $173,730+133.2% | $87,485+363.1% |
| Participation rate | 100.0% | 73.0%+27.0pp | 79.6%+20.4pp | 68.9%+31.1pp |
| Annual return | 15.21% | 20.18%-5.0pp | 19.96%-4.7pp | 26.06%-10.9pp |
| Employer contribution / active EE | $23,797 | $2,904+719.4% | $4,577+419.9% | $2,596+816.6% |
| Participant deferral / active EE | $1,316 | $4,642-71.6% | $6,326-79.2% | $4,274-69.2% |
| Admin fee / account holder | $53,530 | $10,210+424.3% | $17,523+205.5% | $7,775+588.5% |