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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $106,781 | $106,115+0.6% | $85,969+24.2% | $125,389-14.8% |
| Participation rate | 100.0% | 84.1%+15.9pp | 76.5%+23.5pp | 83.2%+16.8pp |
| Annual return | -8.60% | 13.93%-22.5pp | 9.32%-17.9pp | 282.24%-290.8pp |
| Employer contribution / active EE | $10,388 | $4,537+129.0% | $3,474+199.0% | $4,866+113.5% |
| Participant deferral / active EE | $4,500 | $4,859-7.4% | $3,829+17.5% | $5,352-15.9% |
| Admin fee / account holder | $4,055 | $8,144-50.2% | $6,053-33.0% | $9,541-57.5% |