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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $158,226 | $127,096+24.5% | $105,736+49.6% | $135,380+16.9% |
| Participation rate | 100.0% | 82.7%+17.3pp | 76.3%+23.7pp | 82.6%+17.4pp |
| Annual return | -6.40% | 4.49%-10.9pp | 6.27%-12.7pp | 519.81%-526.2pp |
| Employer contribution / active EE | $75,718 | $4,107+1743.7% | $3,268+2216.7% | $4,779+1484.4% |
| Participant deferral / active EE | $34,500 | $5,064+581.2% | $4,080+745.6% | $5,609+515.1% |
| Admin fee / account holder | $1,877 | $9,087-79.3% | $6,913-72.8% | $10,828-82.7% |