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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $278,694 | $129,960+114.4% | $104,299+167.2% | $134,545+107.1% |
| Participation rate | 100.0% | 79.5%+20.5pp | 73.3%+26.7pp | 81.2%+18.8pp |
| Annual return | -22.36% | 42.06%-64.4pp | 24.62%-47.0pp | 418.37%-440.7pp |
| Employer contribution / active EE | $8,955 | $4,186+113.9% | $3,373+165.5% | $4,742+88.9% |
| Participant deferral / active EE | $810 | $5,589-85.5% | $4,626-82.5% | $6,401-87.3% |
| Admin fee / account holder | $7,282 | $9,324-21.9% | $7,339-0.8% | $11,431-36.3% |