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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,718 | $136,307-17.3% | $106,619+5.7% | $273,972-58.9% |
| Participation rate | 100.0% | 84.8%+15.2pp | 78.0%+22.0pp | 83.0%+17.0pp |
| Annual return | -0.12% | 11.05%-11.2pp | 9.42%-9.5pp | 41.46%-41.6pp |
| Employer contribution / active EE | $16,922 | $5,190+226.1% | $3,947+328.7% | $4,869+247.6% |
| Participant deferral / active EE | $0 | $4,969-100.0% | $3,930-100.0% | $5,287-100.0% |
| Admin fee / account holder | $2,196 | $8,625-74.5% | $6,418-65.8% | $10,133-78.3% |