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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $214,073 | $142,426+50.3% | $115,167+85.9% | $152,909+40.0% |
| Participation rate | 100.0% | 82.4%+17.6pp | 75.9%+24.1pp | 82.5%+17.5pp |
| Annual return | 27.22% | 41.48%-14.3pp | 35.60%-8.4pp | 345.46%-318.2pp |
| Employer contribution / active EE | $17,029 | $4,011+324.6% | $3,179+435.7% | $4,764+257.5% |
| Participant deferral / active EE | $7,000 | $5,165+35.5% | $4,169+67.9% | $5,851+19.6% |
| Admin fee / account holder | $6,166 | $8,464-27.2% | $7,089-13.0% | $11,601-46.9% |