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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,081 | $101,798+0.3% | $165,071-38.2% | $80,935+26.1% |
| Participation rate | 72.2% | 71.8%+0.3pp | 78.6%-6.5pp | 67.7%+4.5pp |
| Annual return | 15.68% | 16.73%-1.0pp | 70.17%-54.5pp | 35.66%-20.0pp |
| Employer contribution / active EE | $0 | $2,954-100.0% | $4,347-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $3,972 | $4,476-11.3% | $6,035-34.2% | $4,299-7.6% |
| Admin fee / account holder | $6,730 | $8,221-18.1% | $12,695-47.0% | $6,924-2.8% |