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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,081 | $101,763+0.3% | $164,866-38.1% | $80,874+26.2% |
| Participation rate | 72.2% | 71.8%+0.3pp | 78.6%-6.5pp | 67.6%+4.5pp |
| Annual return | 15.68% | 16.73%-1.0pp | 69.97%-54.3pp | 35.62%-19.9pp |
| Employer contribution / active EE | $0 | $2,954-100.0% | $4,343-100.0% | $2,756-100.0% |
| Participant deferral / active EE | $3,972 | $4,477-11.3% | $6,033-34.2% | $4,297-7.6% |
| Admin fee / account holder | $6,730 | $8,228-18.2% | $12,689-47.0% | $6,935-3.0% |