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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,151 | $81,870+38.2% | $119,608-5.4% | $68,495+65.2% |
| Participation rate | 78.2% | 71.9%+6.3pp | 79.3%-1.1pp | 67.9%+10.3pp |
| Annual return | -18.78% | -23.82%+5.0pp | -14.98%-3.8pp | -7.84%-10.9pp |
| Employer contribution / active EE | $0 | $2,692-100.0% | $4,232-100.0% | $2,596-100.0% |
| Participant deferral / active EE | $4,427 | $4,148+6.7% | $5,601-21.0% | $4,028+9.9% |
| Admin fee / account holder | $1,567 | $6,583-76.2% | $10,326-84.8% | $5,403-71.0% |