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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,588 | $83,485+10.9% | $125,180-26.0% | $72,983+26.9% |
| Participation rate | 73.5% | 73.3%+0.2pp | 79.8%-6.3pp | 69.5%+4.0pp |
| Annual return | 23.74% | 25.78%-2.0pp | 43.79%-20.0pp | 81.01%-57.3pp |
| Employer contribution / active EE | $529 | $2,346-77.5% | $3,866-86.3% | $2,440-78.3% |
| Participant deferral / active EE | $3,285 | $3,586-8.4% | $4,937-33.5% | $3,608-8.9% |
| Admin fee / account holder | $911 | $5,518-83.5% | $9,703-90.6% | $5,124-82.2% |