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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,458 | $91,559+22.8% | $133,971-16.1% | $79,852+40.8% |
| Participation rate | 76.2% | 73.3%+2.8pp | 79.8%-3.6pp | 69.6%+6.6pp |
| Annual return | 16.78% | 61.85%-45.1pp | 45.09%-28.3pp | 31.72%-14.9pp |
| Employer contribution / active EE | $151 | $2,384-93.7% | $3,919-96.2% | $2,471-93.9% |
| Participant deferral / active EE | $3,909 | $3,734+4.7% | $5,047-22.5% | $3,740+4.5% |
| Admin fee / account holder | $4,799 | $6,321-24.1% | $8,929-46.3% | $5,306-9.6% |