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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $247,601 | $165,399+49.7% | $149,745+65.3% | $158,982+55.7% |
| Participation rate | 94.1% | 84.6%+9.5pp | 82.5%+11.6pp | 82.0%+12.2pp |
| Annual return | 6.15% | 348.34%-342.2pp | 276.72%-270.6pp | 302.99%-296.8pp |
| Employer contribution / active EE | $6,930 | $5,105+35.8% | $4,646+49.2% | $4,763+45.5% |
| Participant deferral / active EE | $10,991 | $7,183+53.0% | $6,843+60.6% | $5,983+83.7% |
| Admin fee / account holder | $78,466 | $10,811+625.8% | $9,312+742.7% | $11,252+597.4% |