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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $247,601 | $165,351+49.7% | $149,710+65.4% | $158,931+55.8% |
| Participation rate | 94.1% | 84.6%+9.5pp | 82.5%+11.6pp | 82.0%+12.2pp |
| Annual return | 6.15% | 348.19%-342.0pp | 276.63%-270.5pp | 302.86%-296.7pp |
| Employer contribution / active EE | $6,930 | $5,103+35.8% | $4,645+49.2% | $4,761+45.5% |
| Participant deferral / active EE | $10,991 | $7,181+53.0% | $6,842+60.6% | $5,982+83.7% |
| Admin fee / account holder | $78,466 | $10,807+626.1% | $9,309+742.9% | $11,247+597.7% |