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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $294,748 | $160,028+84.2% | $147,080+100.4% | $145,884+102.0% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 13.80% | 98.60%-84.8pp | 420.17%-406.4pp | 551.85%-538.0pp |
| Employer contribution / active EE | $11,693 | $5,286+121.2% | $4,933+137.0% | $4,662+150.8% |
| Participant deferral / active EE | $14,707 | $8,422+74.6% | $8,066+82.3% | $6,690+119.9% |
| Admin fee / account holder | $12,870 | $15,030-14.4% | $12,989-0.9% | $13,392-3.9% |