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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $256,492 | $148,629+72.6% | $135,982+88.6% | $139,487+83.9% |
| Participation rate | 90.9% | 83.9%+7.0pp | 81.9%+9.0pp | 80.3%+10.6pp |
| Annual return | 14.37% | 79.33%-65.0pp | 68.32%-54.0pp | 373.84%-359.5pp |
| Employer contribution / active EE | $11,952 | $5,247+127.8% | $4,859+146.0% | $4,755+151.4% |
| Participant deferral / active EE | $14,671 | $8,102+81.1% | $7,760+89.1% | $6,713+118.6% |
| Admin fee / account holder | $1,334 | $12,406-89.2% | $10,767-87.6% | $11,407-88.3% |