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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $256,492 | $148,558+72.7% | $135,925+88.7% | $139,427+84.0% |
| Participation rate | 90.9% | 83.9%+7.1pp | 81.9%+9.0pp | 80.3%+10.6pp |
| Annual return | 14.37% | 79.22%-64.9pp | 68.25%-53.9pp | 373.27%-358.9pp |
| Employer contribution / active EE | $11,952 | $5,244+127.9% | $4,857+146.1% | $4,752+151.5% |
| Participant deferral / active EE | $14,671 | $8,101+81.1% | $7,759+89.1% | $6,711+118.6% |
| Admin fee / account holder | $1,334 | $12,401-89.2% | $10,764-87.6% | $11,404-88.3% |