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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $254,879 | $176,120+44.7% | $159,487+59.8% | $167,553+52.1% |
| Participation rate | 100.0% | 85.0%+15.0pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 6.32% | 331.95%-325.6pp | 263.71%-257.4pp | 478.89%-472.6pp |
| Employer contribution / active EE | $7,995 | $5,299+50.9% | $4,831+65.5% | $4,840+65.2% |
| Participant deferral / active EE | $14,939 | $7,752+92.7% | $7,354+103.2% | $6,343+135.5% |
| Admin fee / account holder | $46,178 | $12,561+267.6% | $10,804+327.4% | $12,316+274.9% |