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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $254,879 | $176,071+44.8% | $159,450+59.8% | $167,497+52.2% |
| Participation rate | 100.0% | 84.9%+15.1pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 6.32% | 331.79%-325.5pp | 263.60%-257.3pp | 478.62%-472.3pp |
| Employer contribution / active EE | $7,995 | $5,298+50.9% | $4,830+65.5% | $4,838+65.3% |
| Participant deferral / active EE | $14,939 | $7,750+92.8% | $7,352+103.2% | $6,341+135.6% |
| Admin fee / account holder | $46,178 | $12,555+267.8% | $10,800+327.6% | $12,310+275.1% |