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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $292,483 | $157,304+85.9% | $141,197+107.1% | $152,909+91.3% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 9.50% | 64.34%-54.8pp | 71.41%-61.9pp | 345.46%-336.0pp |
| Employer contribution / active EE | $3,518 | $5,263-33.1% | $4,736-25.7% | $4,764-26.1% |
| Participant deferral / active EE | $8,778 | $7,111+23.4% | $6,710+30.8% | $5,851+50.0% |
| Admin fee / account holder | $499 | $12,126-95.9% | $10,265-95.1% | $11,601-95.7% |