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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,095 | $176,105-64.7% | $159,474-61.1% | $167,536-62.9% |
| Participation rate | 36.4% | 85.0%-48.6pp | 82.8%-46.5pp | 82.1%-45.7pp |
| Annual return | 16.49% | 331.91%-315.4pp | 263.68%-247.2pp | 478.82%-462.3pp |
| Employer contribution / active EE | $1,853 | $5,299-65.0% | $4,831-61.7% | $4,839-61.7% |
| Participant deferral / active EE | $5,581 | $7,751-28.0% | $7,353-24.1% | $6,342-12.0% |
| Admin fee / account holder | $933 | $12,559-92.6% | $10,802-91.4% | $12,315-92.4% |