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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,590 | $90,607-89.4% | $79,467-87.9% | $135,380-92.9% |
| Participation rate | 55.6% | 76.0%-20.5pp | 73.3%-17.8pp | 82.6%-27.1pp |
| Annual return | 0.00% | 977.74%-977.7pp | 718.30%-718.3pp | 519.81%-519.8pp |
| Employer contribution / active EE | $1,704 | $3,068-44.5% | $2,800-39.2% | $4,779-64.4% |
| Participant deferral / active EE | $3,824 | $4,050-5.6% | $3,704+3.2% | $5,609-31.8% |
| Admin fee / account holder | $473 | $5,895-92.0% | $5,104-90.7% | $10,828-95.6% |