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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,814 | $148,623-58.4% | $135,974-54.5% | $139,466-55.7% |
| Participation rate | 60.0% | 83.9%-23.9pp | 81.9%-21.9pp | 80.3%-20.3pp |
| Annual return | 16.07% | 79.30%-63.2pp | 68.30%-52.2pp | 373.66%-357.6pp |
| Employer contribution / active EE | $4,065 | $5,246-22.5% | $4,859-16.3% | $4,754-14.5% |
| Participant deferral / active EE | $8,655 | $8,103+6.8% | $7,760+11.5% | $6,712+29.0% |
| Admin fee / account holder | $14,319 | $12,406+15.4% | $10,767+33.0% | $11,409+25.5% |