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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,350 | $82,674-34.3% | $125,381-56.7% | $68,486-20.6% |
| Participation rate | 37.9% | 75.1%-37.1pp | 82.4%-44.4pp | 67.9%-30.0pp |
| Annual return | -16.73% | -5.97%-10.8pp | 572.31%-589.0pp | -7.85%-8.9pp |
| Employer contribution / active EE | $1,832 | $3,382-45.8% | $4,815-61.9% | $2,597-29.4% |
| Participant deferral / active EE | $4,884 | $6,111-20.1% | $7,448-34.4% | $4,028+21.3% |
| Admin fee / account holder | $723 | $6,277-88.5% | $10,007-92.8% | $5,404-86.6% |