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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,636 | $157,304-86.2% | $141,197-84.7% | $152,909-85.9% |
| Participation rate | 76.9% | 84.8%-7.9pp | 82.5%-5.6pp | 82.5%-5.5pp |
| Annual return | 42.04% | 64.34%-22.3pp | 71.41%-29.4pp | 345.46%-303.4pp |
| Employer contribution / active EE | $3,329 | $5,263-36.7% | $4,736-29.7% | $4,764-30.1% |
| Participant deferral / active EE | $9,423 | $7,111+32.5% | $6,710+40.4% | $5,851+61.0% |
| Admin fee / account holder | $4,827 | $12,126-60.2% | $10,265-53.0% | $11,601-58.4% |