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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,123 | $28,624+232.3% | $53,647+77.3% | $82,637+15.1% |
| Participation rate | 60.0% | 47.3%+12.7pp | 56.3%+3.7pp | 68.1%-8.1pp |
| Annual return | 18.26% | 664.98%-646.7pp | 358.33%-340.1pp | 53.51%-35.2pp |
| Employer contribution / active EE | $2,110 | $637+231.5% | $962+119.4% | $2,552-17.3% |
| Participant deferral / active EE | $4,207 | $1,196+251.7% | $1,813+132.0% | $4,126+2.0% |
| Admin fee / account holder | $1,100 | $2,022-45.6% | $2,460-55.3% | $7,339-85.0% |