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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,541 | $108,695-41.5% | $74,722-15.0% | $152,897-58.4% |
| Participation rate | 45.5% | 65.4%-19.9pp | 54.5%-9.0pp | 82.5%-37.0pp |
| Annual return | 19.95% | 114.11%-94.2pp | 753.11%-733.2pp | 345.43%-325.5pp |
| Employer contribution / active EE | $1,511 | $1,504+0.5% | $1,084+39.4% | $4,764-68.3% |
| Participant deferral / active EE | $3,764 | $2,712+38.8% | $1,963+91.7% | $5,851-35.7% |
| Admin fee / account holder | $3,978 | $4,906-18.9% | $3,335+19.3% | $11,599-65.7% |