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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,841 | $27,632+55.0% | $61,452-30.3% | $68,486-37.4% |
| Participation rate | 60.0% | 39.5%+20.5pp | 52.6%+7.4pp | 67.9%-7.9pp |
| Annual return | -18.79% | -13.24%-5.6pp | 338.96%-357.7pp | -7.85%-10.9pp |
| Employer contribution / active EE | $1,800 | $696+158.6% | $1,160+55.2% | $2,597-30.7% |
| Participant deferral / active EE | $4,646 | $1,264+267.7% | $2,125+118.7% | $4,028+15.4% |
| Admin fee / account holder | $4,173 | $2,010+107.6% | $2,131+95.8% | $5,404-22.8% |