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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,024 | $90,320-70.1% | $59,496-54.6% | $125,389-78.4% |
| Participation rate | 58.3% | 68.3%-10.0pp | 54.6%+3.8pp | 83.2%-24.9pp |
| Annual return | -0.93% | 369.13%-370.1pp | 182.05%-183.0pp | 282.24%-283.2pp |
| Employer contribution / active EE | $529 | $1,792-70.5% | $1,153-54.1% | $4,866-89.1% |
| Participant deferral / active EE | $3,546 | $2,716+30.6% | $1,829+93.8% | $5,352-33.7% |
| Admin fee / account holder | $1,150 | $3,063-62.5% | $2,232-48.5% | $9,541-88.0% |