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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,765 | $35,183+4.5% | $73,550-50.0% | $70,126-47.6% |
| Participation rate | 59.3% | 42.9%+16.3pp | 54.9%+4.3pp | 69.5%-10.3pp |
| Annual return | 18.19% | 26.90%-8.7pp | -15.16%+33.4pp | 73.15%-55.0pp |
| Employer contribution / active EE | $1,503 | $709+112.0% | $1,219+23.3% | $2,343-35.9% |
| Participant deferral / active EE | $3,898 | $1,220+219.5% | $1,804+116.1% | $3,332+17.0% |
| Admin fee / account holder | $2,473 | $2,302+7.4% | $2,320+6.6% | $4,645-46.8% |